HDFC Regalia Gold vs SBI CashBack Card vs AU Zenith+
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | SBI CashBack Card | AU Zenith+ |
|---|---|---|---|
| Bank | HDFC Bank | SBI | AU Small Finance Bank |
| Annual Fee | ₹2,500 + GST | ₹999 + GST | ₹7,999 + GST |
| Joining Fee | ₹2,500 + GST | ₹999 + GST | ₹7,999 + GST |
| Rewards | 4X reward points on every ₹150 spent | 5% Cashback on ALL online spends | 4.5% value back on select categories |
| Best For | Travel & Luxury | Pure Cashback | Premium Lifestyle |
| Card Type | Premium | Premium Cashback | Super Premium |
| Rating | 4.8 | 4.5 | 4.4 |
HDFC Regalia Gold
Travel & Luxury
- ✓ Complimentary Club Marriott membership
- ✓ Complimentary flight tickets on spend milestones
- ✓ 12 domestic & 6 international lounge visits
- ✓ 1% fuel surcharge waiver (₹400-₹5000)
SBI CashBack Card
Pure Cashback
- ✓ 1% cashback on offline spends
- ✓ Direct cashback credit to statement
- ✓ No merchant restrictions for 5% cashback
- ✓ Fuel surcharge waiver up to ₹100/month
AU Zenith+
Premium Lifestyle
- ✓ Complimentary airport lounge access worldwide
- ✓ Travel insurance up to ₹3 Crore
- ✓ Concierge services 24/7
- ✓ Milestone bonus of ₹10,000 voucher on ₹5L spend
Our Recommendation
Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.