HDFC Regalia Gold vs SBI Elite vs Kotak Royale Signature
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | SBI Elite | Kotak Royale Signature |
|---|---|---|---|
| Bank | HDFC Bank | SBI | Kotak Mahindra Bank |
| Annual Fee | ₹2,500 | ₹4,999 | ₹999 |
| Joining Fee | ₹2,500 | ₹4,999 | ₹999 |
| Rewards | 4X reward points on all spends | 5X on dining & groceries | 4 reward points per ₹150 |
| Best For | Travel & Lifestyle | Premium Lifestyle | Lifestyle |
| Card Type | Premium | Premium | Premium |
| Rating | 4.5 | 4.3 | 4.1 |
HDFC Regalia Gold
Travel & Lifestyle
- ✓ Airport lounge access
- ✓ Travel insurance
- ✓ Fuel surcharge waiver
- ✓ Milestone benefits
SBI Elite
Premium Lifestyle
- ✓ Complimentary lounge access
- ✓ Movie tickets
- ✓ Trident privileges
- ✓ Milestone benefits
Kotak Royale Signature
Lifestyle
- ✓ Lounge access
- ✓ Movie offers
- ✓ Dining discounts
- ✓ Insurance cover
Our Recommendation
Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.