HDFC Regalia Gold vs SBI ELITE vs RBL ShopRite
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | SBI ELITE | RBL ShopRite |
|---|---|---|---|
| Bank | HDFC Bank | SBI | RBL Bank |
| Annual Fee | ₹2,500 + GST | ₹4,999 + GST | ₹500 + GST |
| Joining Fee | ₹2,500 + GST | ₹4,999 + GST | Nil |
| Rewards | 4X reward points on every ₹150 spent | 2X reward points on dining, movies & grocery | 5% cashback on grocery & supermarket |
| Best For | Travel & Luxury | Premium Lifestyle | Grocery & Supermarket |
| Card Type | Premium | Super Premium | Cashback |
| Rating | 4.8 | 4.6 | 4 |
HDFC Regalia Gold
Travel & Luxury
- ✓ Complimentary Club Marriott membership
- ✓ Complimentary flight tickets on spend milestones
- ✓ 12 domestic & 6 international lounge visits
- ✓ 1% fuel surcharge waiver (₹400-₹5000)
SBI ELITE
Premium Lifestyle
- ✓ Complimentary Trident Privilege membership
- ✓ Unlimited domestic lounge visits
- ✓ Buy 1 Get 1 on BookMyShow
- ✓ Annual fee reversal on ₹10L spend
RBL ShopRite
Grocery & Supermarket
- ✓ 5% cashback on grocery spends (cap ₹200/month)
- ✓ 1% cashback on all other spends
- ✓ Fuel surcharge waiver
- ✓ Easy EMI conversion on large purchases
Our Recommendation
Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.