HDFC Regalia Gold vs SBI SimplyCLICK vs SBI SimplySAVE

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldSBI SimplyCLICKSBI SimplySAVE
    BankHDFC BankSBISBI
    Annual Fee₹2,500 + GST₹499 + GST₹499 + GST
    Joining Fee₹2,500 + GST₹499 + GST₹499 + GST
    Rewards4X reward points on every ₹150 spent10X Reward Points on online partners10X rewards on dining, grocery, movies & dept stores
    Best ForTravel & LuxuryDirect Online ShoppingEveryday Spending
    Card TypePremiumCashbackRewards
    Rating
    4.8
    4.3
    4.2

    HDFC Regalia Gold

    Travel & Luxury

    • Complimentary Club Marriott membership
    • Complimentary flight tickets on spend milestones
    • 12 domestic & 6 international lounge visits
    • 1% fuel surcharge waiver (₹400-₹5000)

    SBI SimplyCLICK

    Direct Online Shopping

    • Amazon gift card worth ₹500 on joining
    • 5X Reward Points on other online spends
    • Fee waiver on ₹1,00,000 annual spend
    • Contactless technology enabled

    SBI SimplySAVE

    Everyday Spending

    • ₹500 annual fee waiver on ₹1L spend
    • Fuel surcharge waiver
    • 5X rewards on all other spends
    • Contactless payments enabled

    Our Recommendation

    Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.