HDFC Regalia Gold vs SBI SimplySAVE vs Axis Magnus
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | SBI SimplySAVE | Axis Magnus |
|---|---|---|---|
| Bank | HDFC Bank | SBI | Axis Bank |
| Annual Fee | ₹2,500 + GST | ₹499 + GST | ₹12,500 + GST |
| Joining Fee | ₹2,500 + GST | ₹499 + GST | ₹12,500 + GST |
| Rewards | 4X reward points on every ₹150 spent | 10X rewards on dining, grocery, movies & dept stores | 12 EDGE Reward points per ₹200 |
| Best For | Travel & Luxury | Everyday Spending | Travel & Milestone Rewards |
| Card Type | Premium | Rewards | Super Premium |
| Rating | 4.8 | 4.2 | 4.9 |
HDFC Regalia Gold
Travel & Luxury
- ✓ Complimentary Club Marriott membership
- ✓ Complimentary flight tickets on spend milestones
- ✓ 12 domestic & 6 international lounge visits
- ✓ 1% fuel surcharge waiver (₹400-₹5000)
SBI SimplySAVE
Everyday Spending
- ✓ ₹500 annual fee waiver on ₹1L spend
- ✓ Fuel surcharge waiver
- ✓ 5X rewards on all other spends
- ✓ Contactless payments enabled
Axis Magnus
Travel & Milestone Rewards
- ✓ Unlimited domestic lounge visits & priority pass
- ✓ Annual fee waiver on ₹25L annual spend
- ✓ VIP meet & greet services at airports
- ✓ Luxury hotel and dining benefits
Our Recommendation
Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards.