ICICI Amazon Pay vs ICICI Sapphiro vs Kotak 811 #DreamDifferent

    Side-by-side credit card comparison to help you choose the best one.

    FeatureICICI Amazon PayICICI SapphiroKotak 811 #DreamDifferent
    BankICICI BankICICI BankKotak Mahindra Bank
    Annual Fee₹500₹3,500Nil
    Joining FeeNil₹3,500Nil
    Rewards5% cashback on Amazon2 reward points per ₹100Cashback on tap & pay
    Best ForOnline ShoppingTravelNo Fee Card
    Card TypeCashbackPremiumEntry Level
    Rating
    4.3
    4.4
    3.9

    ICICI Amazon Pay

    Online Shopping

    • Amazon cashback
    • No joining fee
    • Welcome voucher
    • EMI conversion

    ICICI Sapphiro

    Travel

    • Domestic & international lounge
    • Golf privileges
    • Buy 1 Get 1 movies
    • Fuel surcharge waiver

    Kotak 811 #DreamDifferent

    No Fee Card

    • No annual fee ever
    • Tap & pay cashback
    • Online discounts
    • Fuel surcharge waiver

    Our Recommendation

    Based on rating and overall value, ICICI Sapphiro currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.