ICICI Amazon Pay vs Kotak Royale Signature vs IDFC First WOW
Side-by-side credit card comparison to help you choose the best one.
| Feature | ICICI Amazon Pay | Kotak Royale Signature | IDFC First WOW |
|---|---|---|---|
| Bank | ICICI Bank | Kotak Mahindra | IDFC First Bank |
| Annual Fee | Lifetime Free | ₹999 + GST | Lifetime Free |
| Joining Fee | Nil | ₹999 + GST | Nil |
| Rewards | 5% cashback for Amazon Prime members | 4 reward points per ₹150 on all spends | 10X reward points on every spend category |
| Best For | Everyday Amazon Spends | Travel & Entertainment | All-Round Rewards |
| Card Type | Cashback | Premium | Rewards |
| Rating | 4.9 | 4.3 | 4.5 |
ICICI Amazon Pay
Everyday Amazon Spends
- ✓ No joining or annual fee ever
- ✓ 3% cashback for non-prime members
- ✓ 2% cashback on flights, recharges, bills
- ✓ 1% cashback on all other payments
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
IDFC First WOW
All-Round Rewards
- ✓ No annual or joining fee ever
- ✓ 10X reward points on all categories
- ✓ 6 domestic + 2 international lounge visits
- ✓ Never expiring reward points
Our Recommendation
Based on rating and overall value, ICICI Amazon Pay currently ranks highest among your selected cards.