ICICI Amazon Pay vs SBI SimplySAVE vs OneCard Metal
Side-by-side credit card comparison to help you choose the best one.
| Feature | ICICI Amazon Pay | SBI SimplySAVE | OneCard Metal |
|---|---|---|---|
| Bank | ICICI Bank | SBI | OneCard (FPL) |
| Annual Fee | Lifetime Free | ₹499 + GST | Lifetime Free |
| Joining Fee | Nil | ₹499 + GST | Nil |
| Rewards | 5% cashback for Amazon Prime members | 10X rewards on dining, grocery, movies & dept stores | 5X reward points on top 2 spend categories |
| Best For | Everyday Amazon Spends | Everyday Spending | Tech-Savvy Users |
| Card Type | Cashback | Rewards | Premium |
| Rating | 4.9 | 4.2 | 4.6 |
ICICI Amazon Pay
Everyday Amazon Spends
- ✓ No joining or annual fee ever
- ✓ 3% cashback for non-prime members
- ✓ 2% cashback on flights, recharges, bills
- ✓ 1% cashback on all other payments
SBI SimplySAVE
Everyday Spending
- ✓ ₹500 annual fee waiver on ₹1L spend
- ✓ Fuel surcharge waiver
- ✓ 5X rewards on all other spends
- ✓ Contactless payments enabled
OneCard Metal
Tech-Savvy Users
- ✓ Metal card — no annual fee ever
- ✓ Auto-detects your top spend categories for 5X
- ✓ Real-time spend analytics in app
- ✓ Instant EMI conversion on any purchase
Our Recommendation
Based on rating and overall value, ICICI Amazon Pay currently ranks highest among your selected cards.