ICICI Sapphiro vs Axis Magnus vs IDFC First WOW

    Side-by-side credit card comparison to help you choose the best one.

    FeatureICICI SapphiroAxis MagnusIDFC First WOW
    BankICICI BankAxis BankIDFC First Bank
    Annual Fee₹3,500 + GST₹12,500 + GSTLifetime Free
    Joining Fee₹3,500 + GST₹12,500 + GSTNil
    Rewards2-4 PAYBACK points per ₹10012 EDGE Reward points per ₹20010X reward points on every spend category
    Best ForTravel & LifestyleTravel & Milestone RewardsAll-Round Rewards
    Card TypePremiumSuper PremiumRewards
    Rating
    4.4
    4.9
    4.5

    ICICI Sapphiro

    Travel & Lifestyle

    • Buy 1 Get 1 Free on movie tickets (BookMyShow)
    • Dreamfolks Membership for lounges
    • 4 domestic lounge visits per quarter
    • Welcome vouchers worth ₹9000+

    Axis Magnus

    Travel & Milestone Rewards

    • Unlimited domestic lounge visits & priority pass
    • Annual fee waiver on ₹25L annual spend
    • VIP meet & greet services at airports
    • Luxury hotel and dining benefits

    IDFC First WOW

    All-Round Rewards

    • No annual or joining fee ever
    • 10X reward points on all categories
    • 6 domestic + 2 international lounge visits
    • Never expiring reward points

    Our Recommendation

    Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards.