ICICI Sapphiro vs Axis Magnus vs Kotak 811 #DreamDifferent

    Side-by-side credit card comparison to help you choose the best one.

    FeatureICICI SapphiroAxis MagnusKotak 811 #DreamDifferent
    BankICICI BankAxis BankKotak Mahindra Bank
    Annual Fee₹3,500₹10,000Nil
    Joining Fee₹3,500₹10,000Nil
    Rewards2 reward points per ₹10035 EDGE points per ₹200Cashback on tap & pay
    Best ForTravelTravel & RewardsNo Fee Card
    Card TypePremiumSuper PremiumEntry Level
    Rating
    4.4
    4.6
    3.9

    ICICI Sapphiro

    Travel

    • Domestic & international lounge
    • Golf privileges
    • Buy 1 Get 1 movies
    • Fuel surcharge waiver

    Axis Magnus

    Travel & Rewards

    • Unlimited lounge access
    • Meet & greet
    • Golf
    • Transfer to airline miles

    Kotak 811 #DreamDifferent

    No Fee Card

    • No annual fee ever
    • Tap & pay cashback
    • Online discounts
    • Fuel surcharge waiver

    Our Recommendation

    Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.