ICICI Sapphiro vs Axis Magnus vs Kotak Royale Signature
Side-by-side credit card comparison to help you choose the best one.
| Feature | ICICI Sapphiro | Axis Magnus | Kotak Royale Signature |
|---|---|---|---|
| Bank | ICICI Bank | Axis Bank | Kotak Mahindra |
| Annual Fee | ₹3,500 + GST | ₹12,500 + GST | ₹999 + GST |
| Joining Fee | ₹3,500 + GST | ₹12,500 + GST | ₹999 + GST |
| Rewards | 2-4 PAYBACK points per ₹100 | 12 EDGE Reward points per ₹200 | 4 reward points per ₹150 on all spends |
| Best For | Travel & Lifestyle | Travel & Milestone Rewards | Travel & Entertainment |
| Card Type | Premium | Super Premium | Premium |
| Rating | 4.4 | 4.9 | 4.3 |
ICICI Sapphiro
Travel & Lifestyle
- ✓ Buy 1 Get 1 Free on movie tickets (BookMyShow)
- ✓ Dreamfolks Membership for lounges
- ✓ 4 domestic lounge visits per quarter
- ✓ Welcome vouchers worth ₹9000+
Axis Magnus
Travel & Milestone Rewards
- ✓ Unlimited domestic lounge visits & priority pass
- ✓ Annual fee waiver on ₹25L annual spend
- ✓ VIP meet & greet services at airports
- ✓ Luxury hotel and dining benefits
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
Our Recommendation
Based on rating and overall value, Axis Magnus currently ranks highest among your selected cards.