ICICI Sapphiro vs SBI CashBack Card vs AU Zenith+

    Side-by-side credit card comparison to help you choose the best one.

    FeatureICICI SapphiroSBI CashBack CardAU Zenith+
    BankICICI BankSBIAU Small Finance Bank
    Annual Fee₹3,500 + GST₹999 + GST₹7,999 + GST
    Joining Fee₹3,500 + GST₹999 + GST₹7,999 + GST
    Rewards2-4 PAYBACK points per ₹1005% Cashback on ALL online spends4.5% value back on select categories
    Best ForTravel & LifestylePure CashbackPremium Lifestyle
    Card TypePremiumPremium CashbackSuper Premium
    Rating
    4.4
    4.5
    4.4

    ICICI Sapphiro

    Travel & Lifestyle

    • Buy 1 Get 1 Free on movie tickets (BookMyShow)
    • Dreamfolks Membership for lounges
    • 4 domestic lounge visits per quarter
    • Welcome vouchers worth ₹9000+

    SBI CashBack Card

    Pure Cashback

    • 1% cashback on offline spends
    • Direct cashback credit to statement
    • No merchant restrictions for 5% cashback
    • Fuel surcharge waiver up to ₹100/month

    AU Zenith+

    Premium Lifestyle

    • Complimentary airport lounge access worldwide
    • Travel insurance up to ₹3 Crore
    • Concierge services 24/7
    • Milestone bonus of ₹10,000 voucher on ₹5L spend

    Our Recommendation

    Based on rating and overall value, SBI CashBack Card currently ranks highest among your selected cards.