ICICI Sapphiro vs SBI CashBack Card vs SBI SimplySAVE
Side-by-side credit card comparison to help you choose the best one.
| Feature | ICICI Sapphiro | SBI CashBack Card | SBI SimplySAVE |
|---|---|---|---|
| Bank | ICICI Bank | SBI | SBI |
| Annual Fee | ₹3,500 + GST | ₹999 + GST | ₹499 + GST |
| Joining Fee | ₹3,500 + GST | ₹999 + GST | ₹499 + GST |
| Rewards | 2-4 PAYBACK points per ₹100 | 5% Cashback on ALL online spends | 10X rewards on dining, grocery, movies & dept stores |
| Best For | Travel & Lifestyle | Pure Cashback | Everyday Spending |
| Card Type | Premium | Premium Cashback | Rewards |
| Rating | 4.4 | 4.5 | 4.2 |
ICICI Sapphiro
Travel & Lifestyle
- ✓ Buy 1 Get 1 Free on movie tickets (BookMyShow)
- ✓ Dreamfolks Membership for lounges
- ✓ 4 domestic lounge visits per quarter
- ✓ Welcome vouchers worth ₹9000+
SBI CashBack Card
Pure Cashback
- ✓ 1% cashback on offline spends
- ✓ Direct cashback credit to statement
- ✓ No merchant restrictions for 5% cashback
- ✓ Fuel surcharge waiver up to ₹100/month
SBI SimplySAVE
Everyday Spending
- ✓ ₹500 annual fee waiver on ₹1L spend
- ✓ Fuel surcharge waiver
- ✓ 5X rewards on all other spends
- ✓ Contactless payments enabled
Our Recommendation
Based on rating and overall value, SBI CashBack Card currently ranks highest among your selected cards.