ICICI Sapphiro vs SBI SimplyCLICK vs SBI Elite

    Side-by-side credit card comparison to help you choose the best one.

    FeatureICICI SapphiroSBI SimplyCLICKSBI Elite
    BankICICI BankSBISBI
    Annual Fee₹3,500₹499₹4,999
    Joining Fee₹3,500₹499₹4,999
    Rewards2 reward points per ₹10010X rewards on partners5X on dining & groceries
    Best ForTravelOnline ShoppingPremium Lifestyle
    Card TypePremiumCashbackPremium
    Rating
    4.4
    4.1
    4.3

    ICICI Sapphiro

    Travel

    • Domestic & international lounge
    • Golf privileges
    • Buy 1 Get 1 movies
    • Fuel surcharge waiver

    SBI SimplyCLICK

    Online Shopping

    • 10X on partner sites
    • Amazon voucher on joining
    • 1.25% back on other spends
    • Fuel surcharge waiver

    SBI Elite

    Premium Lifestyle

    • Complimentary lounge access
    • Movie tickets
    • Trident privileges
    • Milestone benefits

    Our Recommendation

    Based on rating and overall value, ICICI Sapphiro currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.