IndusInd Tiger vs RBL ShopRite vs HSBC Smart Value
Side-by-side credit card comparison to help you choose the best one.
Our Pick
IndusInd Tiger
4.2
Why this card wins: Everyday Cashback — 1.5% cashback on all spends
| Feature | IndusInd Tiger | RBL ShopRite | HSBC Smart Value |
|---|---|---|---|
| Bank | IndusInd Bank | RBL Bank | HSBC India |
| Card Type | Cashback | Cashback | Cashback |
| Annual Fee | Lifetime Free | ₹500 + GST | Lifetime Free |
| Joining Fee | Nil | Nil | Nil |
| Rewards | 1.5% cashback on all spends | 5% cashback on grocery & supermarket | 5% cashback on Swiggy, BigBasket, Amazon |
| Best For | Everyday Cashback | Grocery & Supermarket | Online Shopping |
| Interest Rate | 3.50% per month (42.00% p.a.) | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹25,000 - ₹2,00,000 | ₹25,000 - ₹2,00,000 | ₹25,000 - ₹3,00,000 |
| Welcome Benefit | None | None | None |
| Min Income | ₹15,000/month | ₹15,000/month | ₹20,000/month |
| Lounge Access | None | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free | Free |
| Rating | 4.2 | 4 | 4.2 |
| Contactless | |||
| EMI Conversion |
Key Features
Our Pick
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
RBL ShopRite
Grocery & Supermarket
Mastercard • Cashback
- 5% cashback on grocery spends (cap ₹200/month)
- 1% cashback on all other spends
- Fuel surcharge waiver
- Easy EMI conversion on large purchases
HSBC Smart Value
Online Shopping
Mastercard • Cashback
- No annual fee ever
- 5% cashback on top online platforms
- 1% cashback on all other spends
- Smart EMI on purchases above ₹2,500
Verdict
Based on rating and overall value, IndusInd Tiger ranks highest among your selected cards. It excels at Everyday Cashback and offers 1.5% cashback on all spends.