Kotak Royale Signature vs IndusInd Tiger vs IDFC First WOW
Side-by-side credit card comparison to help you choose the best one.
| Feature | Kotak Royale Signature | IndusInd Tiger | IDFC First WOW |
|---|---|---|---|
| Bank | Kotak Mahindra | IndusInd Bank | IDFC First Bank |
| Annual Fee | ₹999 + GST | Lifetime Free | Lifetime Free |
| Joining Fee | ₹999 + GST | Nil | Nil |
| Rewards | 4 reward points per ₹150 on all spends | 1.5% cashback on all spends | 10X reward points on every spend category |
| Best For | Travel & Entertainment | Everyday Cashback | All-Round Rewards |
| Card Type | Premium | Cashback | Rewards |
| Rating | 4.3 | 4.2 | 4.5 |
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
IndusInd Tiger
Everyday Cashback
- ✓ No annual fee ever
- ✓ 1.5% unlimited cashback on all transactions
- ✓ Fuel surcharge waiver on all fuel stations
- ✓ Contactless payment enabled
IDFC First WOW
All-Round Rewards
- ✓ No annual or joining fee ever
- ✓ 10X reward points on all categories
- ✓ 6 domestic + 2 international lounge visits
- ✓ Never expiring reward points
Our Recommendation
Based on rating and overall value, IDFC First WOW currently ranks highest among your selected cards.