Kotak Royale Signature vs OneCard Metal vs YES Marquee
Side-by-side credit card comparison to help you choose the best one.
| Feature | Kotak Royale Signature | OneCard Metal | YES Marquee |
|---|---|---|---|
| Bank | Kotak Mahindra | OneCard (FPL) | YES Bank |
| Annual Fee | ₹999 + GST | Lifetime Free | ₹499 + GST |
| Joining Fee | ₹999 + GST | Nil | ₹499 + GST |
| Rewards | 4 reward points per ₹150 on all spends | 5X reward points on top 2 spend categories | Buy 1 Get 1 on movies (BookMyShow) |
| Best For | Travel & Entertainment | Tech-Savvy Users | Movies & Entertainment |
| Card Type | Premium | Premium | Lifestyle |
| Rating | 4.3 | 4.6 | 4.1 |
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
OneCard Metal
Tech-Savvy Users
- ✓ Metal card — no annual fee ever
- ✓ Auto-detects your top spend categories for 5X
- ✓ Real-time spend analytics in app
- ✓ Instant EMI conversion on any purchase
YES Marquee
Movies & Entertainment
- ✓ BOGO movie tickets on BookMyShow
- ✓ 4 complimentary domestic lounge visits
- ✓ 10X rewards on dining partner brands
- ✓ Fee waiver on ₹2L annual spend
Our Recommendation
Based on rating and overall value, OneCard Metal currently ranks highest among your selected cards.