SBI CashBack Card vs Kotak Royale Signature vs AU Zenith+
Side-by-side credit card comparison to help you choose the best one.
| Feature | SBI CashBack Card | Kotak Royale Signature | AU Zenith+ |
|---|---|---|---|
| Bank | SBI | Kotak Mahindra | AU Small Finance Bank |
| Annual Fee | ₹999 + GST | ₹999 + GST | ₹7,999 + GST |
| Joining Fee | ₹999 + GST | ₹999 + GST | ₹7,999 + GST |
| Rewards | 5% Cashback on ALL online spends | 4 reward points per ₹150 on all spends | 4.5% value back on select categories |
| Best For | Pure Cashback | Travel & Entertainment | Premium Lifestyle |
| Card Type | Premium Cashback | Premium | Super Premium |
| Rating | 4.5 | 4.3 | 4.4 |
SBI CashBack Card
Pure Cashback
- ✓ 1% cashback on offline spends
- ✓ Direct cashback credit to statement
- ✓ No merchant restrictions for 5% cashback
- ✓ Fuel surcharge waiver up to ₹100/month
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
AU Zenith+
Premium Lifestyle
- ✓ Complimentary airport lounge access worldwide
- ✓ Travel insurance up to ₹3 Crore
- ✓ Concierge services 24/7
- ✓ Milestone bonus of ₹10,000 voucher on ₹5L spend
Our Recommendation
Based on rating and overall value, SBI CashBack Card currently ranks highest among your selected cards.