SBI Elite vs Axis Flipkart vs Kotak Royale Signature
Side-by-side credit card comparison to help you choose the best one.
| Feature | SBI Elite | Axis Flipkart | Kotak Royale Signature |
|---|---|---|---|
| Bank | SBI | Axis Bank | Kotak Mahindra Bank |
| Annual Fee | ₹4,999 | ₹500 | ₹999 |
| Joining Fee | ₹4,999 | Nil | ₹999 |
| Rewards | 5X on dining & groceries | 5% cashback on Flipkart | 4 reward points per ₹150 |
| Best For | Premium Lifestyle | Flipkart Shopping | Lifestyle |
| Card Type | Premium | Cashback | Premium |
| Rating | 4.3 | 4.2 | 4.1 |
SBI Elite
Premium Lifestyle
- ✓ Complimentary lounge access
- ✓ Movie tickets
- ✓ Trident privileges
- ✓ Milestone benefits
Axis Flipkart
Flipkart Shopping
- ✓ 5% on Flipkart & Myntra
- ✓ 4% on preferred merchants
- ✓ 1.5% on others
- ✓ Welcome benefits
Kotak Royale Signature
Lifestyle
- ✓ Lounge access
- ✓ Movie offers
- ✓ Dining discounts
- ✓ Insurance cover
Our Recommendation
Based on rating and overall value, SBI Elite currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.