SBI SimplyCLICK vs IDFC First WOW vs AU Zenith+

    Side-by-side credit card comparison to help you choose the best one.

    FeatureSBI SimplyCLICKIDFC First WOWAU Zenith+
    BankSBIIDFC First BankAU Small Finance Bank
    Annual Fee₹499 + GSTLifetime Free₹7,999 + GST
    Joining Fee₹499 + GSTNil₹7,999 + GST
    Rewards10X Reward Points on online partners10X reward points on every spend category4.5% value back on select categories
    Best ForDirect Online ShoppingAll-Round RewardsPremium Lifestyle
    Card TypeCashbackRewardsSuper Premium
    Rating
    4.3
    4.5
    4.4

    SBI SimplyCLICK

    Direct Online Shopping

    • Amazon gift card worth ₹500 on joining
    • 5X Reward Points on other online spends
    • Fee waiver on ₹1,00,000 annual spend
    • Contactless technology enabled

    IDFC First WOW

    All-Round Rewards

    • No annual or joining fee ever
    • 10X reward points on all categories
    • 6 domestic + 2 international lounge visits
    • Never expiring reward points

    AU Zenith+

    Premium Lifestyle

    • Complimentary airport lounge access worldwide
    • Travel insurance up to ₹3 Crore
    • Concierge services 24/7
    • Milestone bonus of ₹10,000 voucher on ₹5L spend

    Our Recommendation

    Based on rating and overall value, IDFC First WOW currently ranks highest among your selected cards.