SBI SimplyCLICK vs Kotak Royale Signature

    Side-by-side credit card comparison to help you choose the best one.

    FeatureSBI SimplyCLICKKotak Royale Signature
    BankSBIKotak Mahindra Bank
    Annual Fee₹499₹999
    Joining Fee₹499₹999
    Rewards10X rewards on partners4 reward points per ₹150
    Best ForOnline ShoppingLifestyle
    Card TypeCashbackPremium
    Rating
    4.1
    4.1

    SBI SimplyCLICK

    Online Shopping

    • 10X on partner sites
    • Amazon voucher on joining
    • 1.25% back on other spends
    • Fuel surcharge waiver

    Kotak Royale Signature

    Lifestyle

    • Lounge access
    • Movie offers
    • Dining discounts
    • Insurance cover

    Our Recommendation

    Based on rating and overall value, SBI SimplyCLICK currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.