SBI SimplyCLICK vs Kotak Royale Signature vs AU Zenith+
Side-by-side credit card comparison to help you choose the best one.
| Feature | SBI SimplyCLICK | Kotak Royale Signature | AU Zenith+ |
|---|---|---|---|
| Bank | SBI | Kotak Mahindra | AU Small Finance Bank |
| Annual Fee | ₹499 + GST | ₹999 + GST | ₹7,999 + GST |
| Joining Fee | ₹499 + GST | ₹999 + GST | ₹7,999 + GST |
| Rewards | 10X Reward Points on online partners | 4 reward points per ₹150 on all spends | 4.5% value back on select categories |
| Best For | Direct Online Shopping | Travel & Entertainment | Premium Lifestyle |
| Card Type | Cashback | Premium | Super Premium |
| Rating | 4.3 | 4.3 | 4.4 |
SBI SimplyCLICK
Direct Online Shopping
- ✓ Amazon gift card worth ₹500 on joining
- ✓ 5X Reward Points on other online spends
- ✓ Fee waiver on ₹1,00,000 annual spend
- ✓ Contactless technology enabled
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
AU Zenith+
Premium Lifestyle
- ✓ Complimentary airport lounge access worldwide
- ✓ Travel insurance up to ₹3 Crore
- ✓ Concierge services 24/7
- ✓ Milestone bonus of ₹10,000 voucher on ₹5L spend
Our Recommendation
Based on rating and overall value, AU Zenith+ currently ranks highest among your selected cards.