SBI SimplyCLICK vs Kotak Royale Signature vs YES Marquee
Side-by-side credit card comparison to help you choose the best one.
Our Pick
SBI SimplyCLICK
4.3
Why this card wins: Direct Online Shopping — 10X Reward Points on online partners
| Feature | SBI SimplyCLICK | Kotak Royale Signature | YES Marquee |
|---|---|---|---|
| Bank | SBI | Kotak Mahindra | YES Bank |
| Card Type | Cashback | Premium | Lifestyle |
| Annual Fee | ₹499 + GST | ₹999 + GST | ₹499 + GST |
| Joining Fee | ₹499 + GST | ₹999 + GST | ₹499 + GST |
| Rewards | 10X Reward Points on online partners | 4 reward points per ₹150 on all spends | Buy 1 Get 1 on movies (BookMyShow) |
| Best For | Direct Online Shopping | Travel & Entertainment | Movies & Entertainment |
| Interest Rate | 3.35% per month (40.20% p.a.) | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹25,000 - ₹3,00,000 | ₹1,00,000 - ₹5,00,000 | ₹50,000 - ₹3,00,000 |
| Welcome Benefit | ₹500 Amazon gift card | 500 reward points on activation | ₹500 BookMyShow voucher |
| Min Income | ₹20,000/month | ₹25,000/month | ₹20,000/month |
| Lounge Access | None | 8 domestic + 2 international per year | 4 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹500-₹3,000 txns | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | ₹249 + GST | Free | Free |
| Rating | 4.3 | 4.3 | 4.1 |
| Contactless | |||
| EMI Conversion |
Key Features
Our Pick
SBI SimplyCLICK
Direct Online Shopping
Visa • Cashback
- Amazon gift card worth ₹500 on joining
- 5X Reward Points on other online spends
- Fee waiver on ₹1,00,000 annual spend
- Contactless technology enabled
Kotak Royale Signature
Travel & Entertainment
Visa Signature • Premium
- 8 complimentary domestic lounge visits per year
- 2 complimentary international lounge visits
- 1% fuel surcharge waiver
- Milestone benefits on annual spending
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
Verdict
Based on rating and overall value, SBI SimplyCLICK ranks highest among your selected cards. It excels at Direct Online Shopping and offers 10X Reward Points on online partners.