SBI SimplyCLICK vs SBI CashBack Card vs Kotak Royale Signature
Side-by-side credit card comparison to help you choose the best one.
| Feature | SBI SimplyCLICK | SBI CashBack Card | Kotak Royale Signature |
|---|---|---|---|
| Bank | SBI | SBI | Kotak Mahindra |
| Annual Fee | ₹499 + GST | ₹999 + GST | ₹999 + GST |
| Joining Fee | ₹499 + GST | ₹999 + GST | ₹999 + GST |
| Rewards | 10X Reward Points on online partners | 5% Cashback on ALL online spends | 4 reward points per ₹150 on all spends |
| Best For | Direct Online Shopping | Pure Cashback | Travel & Entertainment |
| Card Type | Cashback | Premium Cashback | Premium |
| Rating | 4.3 | 4.5 | 4.3 |
SBI SimplyCLICK
Direct Online Shopping
- ✓ Amazon gift card worth ₹500 on joining
- ✓ 5X Reward Points on other online spends
- ✓ Fee waiver on ₹1,00,000 annual spend
- ✓ Contactless technology enabled
SBI CashBack Card
Pure Cashback
- ✓ 1% cashback on offline spends
- ✓ Direct cashback credit to statement
- ✓ No merchant restrictions for 5% cashback
- ✓ Fuel surcharge waiver up to ₹100/month
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
Our Recommendation
Based on rating and overall value, SBI CashBack Card currently ranks highest among your selected cards.