SBI SimplyCLICK vs SBI SimplySAVE vs Canara RuPay Select
Side-by-side credit card comparison to help you choose the best one.
Our Pick
SBI SimplyCLICK
4.3
Why this card wins: Direct Online Shopping — 10X Reward Points on online partners
| Feature | SBI SimplyCLICK | SBI SimplySAVE | Canara RuPay Select |
|---|---|---|---|
| Bank | SBI | SBI | Canara Bank |
| Card Type | Cashback | Rewards | Entry Level |
| Annual Fee | ₹499 + GST | ₹499 + GST | ₹500 + GST |
| Joining Fee | ₹499 + GST | ₹499 + GST | ₹500 + GST |
| Rewards | 10X Reward Points on online partners | 10X rewards on dining, grocery, movies & dept stores | 1 reward point per ₹100 spent |
| Best For | Direct Online Shopping | Everyday Spending | Budget Users |
| Interest Rate | 3.35% per month (40.20% p.a.) | 3.35% per month (40.20% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹25,000 - ₹3,00,000 | ₹25,000 - ₹3,00,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | ₹500 Amazon gift card | 500 bonus reward points | None |
| Min Income | ₹20,000/month | ₹20,000/month | ₹12,000/month |
| Lounge Access | None | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹500-₹3,000 txns | 1% waiver on ₹500-₹3,000 txns | 1% waiver on ₹400-₹4,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | ₹249 + GST | ₹249 + GST | Free |
| Rating | 4.3 | 4.2 | 3.8 |
| Contactless | |||
| EMI Conversion |
Key Features
Our Pick
SBI SimplyCLICK
Direct Online Shopping
Visa • Cashback
- Amazon gift card worth ₹500 on joining
- 5X Reward Points on other online spends
- Fee waiver on ₹1,00,000 annual spend
- Contactless technology enabled
SBI SimplySAVE
Everyday Spending
Visa • Rewards
- ₹500 annual fee waiver on ₹1L spend
- Fuel surcharge waiver
- 5X rewards on all other spends
- Contactless payments enabled
Canara RuPay Select
Budget Users
RuPay • Entry Level
- RuPay UPI linkage supported
- Fuel surcharge waiver up to ₹100/month
- Personal accident insurance ₹5 Lakh
- Easy EMI conversion available
Verdict
Based on rating and overall value, SBI SimplyCLICK ranks highest among your selected cards. It excels at Direct Online Shopping and offers 10X Reward Points on online partners.