SBI SimplySAVE vs Axis Flipkart vs IDFC First WOW
Side-by-side credit card comparison to help you choose the best one.
| Feature | SBI SimplySAVE | Axis Flipkart | IDFC First WOW |
|---|---|---|---|
| Bank | SBI | Axis Bank | IDFC First Bank |
| Annual Fee | ₹499 + GST | ₹500 + GST | Lifetime Free |
| Joining Fee | ₹499 + GST | Nil | Nil |
| Rewards | 10X rewards on dining, grocery, movies & dept stores | 5% unlimited cashback on Flipkart | 10X reward points on every spend category |
| Best For | Everyday Spending | Flipkart Loyalists | All-Round Rewards |
| Card Type | Rewards | Cashback | Rewards |
| Rating | 4.2 | 4.7 | 4.5 |
SBI SimplySAVE
Everyday Spending
- ✓ ₹500 annual fee waiver on ₹1L spend
- ✓ Fuel surcharge waiver
- ✓ 5X rewards on all other spends
- ✓ Contactless payments enabled
Axis Flipkart
Flipkart Loyalists
- ✓ 4% cashback on preferred partners (Swiggy, PVR)
- ✓ 1.5% unlimited cashback on basic spends
- ✓ 4 complimentary lounge visits per year
- ✓ Instant discount offers on big billion days
IDFC First WOW
All-Round Rewards
- ✓ No annual or joining fee ever
- ✓ 10X reward points on all categories
- ✓ 6 domestic + 2 international lounge visits
- ✓ Never expiring reward points
Our Recommendation
Based on rating and overall value, Axis Flipkart currently ranks highest among your selected cards.