SBI SimplySAVE vs IndusInd Tiger vs OneCard Metal

    Side-by-side credit card comparison to help you choose the best one.

    FeatureSBI SimplySAVEIndusInd TigerOneCard Metal
    BankSBIIndusInd BankOneCard (FPL)
    Annual Fee₹499 + GSTLifetime FreeLifetime Free
    Joining Fee₹499 + GSTNilNil
    Rewards10X rewards on dining, grocery, movies & dept stores1.5% cashback on all spends5X reward points on top 2 spend categories
    Best ForEveryday SpendingEveryday CashbackTech-Savvy Users
    Card TypeRewardsCashbackPremium
    Rating
    4.2
    4.2
    4.6

    SBI SimplySAVE

    Everyday Spending

    • ₹500 annual fee waiver on ₹1L spend
    • Fuel surcharge waiver
    • 5X rewards on all other spends
    • Contactless payments enabled

    IndusInd Tiger

    Everyday Cashback

    • No annual fee ever
    • 1.5% unlimited cashback on all transactions
    • Fuel surcharge waiver on all fuel stations
    • Contactless payment enabled

    OneCard Metal

    Tech-Savvy Users

    • Metal card — no annual fee ever
    • Auto-detects your top spend categories for 5X
    • Real-time spend analytics in app
    • Instant EMI conversion on any purchase

    Our Recommendation

    Based on rating and overall value, OneCard Metal currently ranks highest among your selected cards.