SBI SimplySAVE vs YES Marquee vs BoB Select
Side-by-side credit card comparison to help you choose the best one.
Our Pick
SBI SimplySAVE
4.2
Why this card wins: Everyday Spending — 10X rewards on dining, grocery, movies & dept stores
| Feature | SBI SimplySAVE | YES Marquee | BoB Select |
|---|---|---|---|
| Bank | SBI | YES Bank | Bank of Baroda |
| Card Type | Rewards | Lifestyle | Entry Level |
| Annual Fee | ₹499 + GST | ₹499 + GST | ₹499 + GST |
| Joining Fee | ₹499 + GST | ₹499 + GST | ₹499 + GST |
| Rewards | 10X rewards on dining, grocery, movies & dept stores | Buy 1 Get 1 on movies (BookMyShow) | 2 reward points per ₹100 spent |
| Best For | Everyday Spending | Movies & Entertainment | Everyday Spending |
| Interest Rate | 3.35% per month (40.20% p.a.) | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹25,000 - ₹3,00,000 | ₹50,000 - ₹3,00,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | 500 bonus reward points | ₹500 BookMyShow voucher | 500 reward points on first spend |
| Min Income | ₹20,000/month | ₹20,000/month | ₹15,000/month |
| Lounge Access | None | 4 domestic per year | 2 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹500-₹3,000 txns | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | ₹249 + GST | Free | Free |
| Rating | 4.2 | 4.1 | 4 |
| Contactless | |||
| EMI Conversion |
Key Features
Our Pick
SBI SimplySAVE
Everyday Spending
Visa • Rewards
- ₹500 annual fee waiver on ₹1L spend
- Fuel surcharge waiver
- 5X rewards on all other spends
- Contactless payments enabled
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
BoB Select
Everyday Spending
Visa • Entry Level
- Annual fee waiver on ₹75,000 spend
- 2% cashback on utility bill payments
- Fuel surcharge waiver
- Easy EMI conversion facility
Verdict
Based on rating and overall value, SBI SimplySAVE ranks highest among your selected cards. It excels at Everyday Spending and offers 10X rewards on dining, grocery, movies & dept stores.