HDFC Millennia vs HDFC Infinia Metal vs SBI CashBack Card

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaHDFC Infinia MetalSBI CashBack Card
    BankHDFC BankHDFC BankSBI
    Annual Fee₹1,000 + GST₹12,500 + GST₹999 + GST
    Joining Fee₹1,000 + GST₹12,500 + GST₹999 + GST
    Rewards5% Cashback on Amazon, Flipkart, Swiggy5 reward points for every ₹150 spent5% Cashback on ALL online spends
    Best ForOnline ShoppingUltra High SpendersPure Cashback
    Card TypeCashbackSuper PremiumPremium Cashback
    Rating
    4.6
    5
    4.5

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    HDFC Infinia Metal

    Ultra High Spenders

    • Unlimited Airport lounge access globally
    • Global Concierge & Golf privileges
    • Club Marriott membership for 1 year
    • Dedicated Relationship Manager

    SBI CashBack Card

    Pure Cashback

    • 1% cashback on offline spends
    • Direct cashback credit to statement
    • No merchant restrictions for 5% cashback
    • Fuel surcharge waiver up to ₹100/month

    Our Recommendation

    Based on rating and overall value, HDFC Infinia Metal currently ranks highest among your selected cards.