CardKhoj.in
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    Personal Loans

    Find the lowest interest rates on personal loans

    HDFC Bank

    HDFC Bank Personal Loan

    Interest Rate10.50% - 15.00%
    Loan Amount₹50,000 - ₹40,00,000
    Tenure12 - 72 months
    Processing FeeUp to 1.50%
    EligibilitySalary >₹25k, Age 21-60
    ✓ Funds in 10 seconds for HDFC customers✓ No collateral required✓ Flexible repayment tenure✓ Simplified digital documentation

    ICICI Bank

    ICICI Bank Personal Loan

    Interest Rate10.75% - 19.50%
    Loan AmountUp to ₹50,00,000
    Tenure12 - 60 months
    Processing FeeStarting from 2.00%
    EligibilitySalary >₹30k, Age 23-58
    ✓ Instant approval online✓ Minimal documentation✓ Rate conversion facility✓ Balance transfer at lower rates

    SBI (Xpress Credit)

    SBI (Xpress Credit) Personal Loan

    Interest Rate11.15% - 14.30%
    Loan AmountUp to ₹20,00,000
    TenureUp to 72 months
    Processing Fee0.50% - 1.00%
    EligibilityGovt/Corporate employees
    ✓ Lowest processing fees✓ No hidden charges✓ Second loan availability✓ Interest on reducing daily balance

    Axis Bank

    Axis Bank Personal Loan

    Interest Rate10.49% - 18.00%
    Loan Amount₹50,000 - ₹25,00,000
    Tenure12 - 60 months
    Processing Fee1.50% - 2.00%
    EligibilitySalary >₹15k, Age 21-60
    ✓ Personal Loan in 24 hours✓ No foreclosure charges✓ Simplified application process✓ Loan for various requirements