SBI ક્રેડિટ કાર્ડ, લોન અને બચત ખાતાં 2026

SBI (Xpress Credit) પર્સનલ લોન

વ્યાજ દર

11.15% - 14.30%

લોન રકમ

Up to ₹20,00,000

અવધિ

Up to 72 months

પ્રોસેસિંગ ફી

0.50% - 1.00%

SBI's personal loan stands out for its rock-bottom processing fees of just 0.50-1.00%, the lowest in the industry. Government and corporate employees get preferential rates that are hard for private banks to match. Interest calculated on reducing daily balance saves you real money over the full tenure.

SBI Home Loan હોમ લોન

વ્યાજ દર

8.40% - 9.65%

લોન રકમ

Up to ₹10 Crore

અવધિ

Up to 30 years

પ્રોસેસિંગ ફી

0.35% (Min ₹2,000, Max ₹10,000)

India's largest home loan provider with the most competitive rates starting at just 8.40%. A special 0.05% concession for women borrowers and PMAY subsidy eligibility make it the go-to choice for first-time home buyers. No pre-payment penalty on floating rate and doorstep documentation service add real convenience.

SBI Car Loan કાર લોન

વ્યાજ દર

8.65% - 9.80%

લોન રકમ

Up to 90% On-road

અવધિ

Up to 84 months

પ્રોસેસિંગ ફી

Nil to ₹1,500

SBI consistently offers the lowest car loan interest rates in India, starting at just 8.65%. Zero pre-payment penalty means you can close the loan anytime without paying extra charges. The longest tenure option at 84 months keeps EMIs affordable even for expensive car purchases.

SBI — રેગ્યુલર બચત ખાતું

વ્યાજ દર

2.70% - 3.00%

ન્યૂનતમ બેલેન્સ

₹3,000 (Metro) / ₹1,000 (Rural)

શ્રેષ્ઠ

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