Bank of Baroda ક્રેડિટ કાર્ડ, લોન અને બચત ખાતાં 2026

Bank of Baroda પર્સનલ લોન

વ્યાજ દર

10.60% - 14.50%

લોન રકમ

Up to ₹20,00,000

અવધિ

12 - 84 months

પ્રોસેસિંગ ફી

Up to 2.00%

BoB offers special concessional rates for government employees that often undercut private banks by 1-2 percentage points. The 84-month tenure is the longest available, keeping your monthly EMIs very manageable. The BoB World app makes the entire application process fully digital from start to finish.

Bank of Baroda Home Loan હોમ લોન

વ્યાજ દર

8.30% - 10.25%

લોન રકમ

Up to ₹10 Crore

અવધિ

Up to 30 years

પ્રોસેસિંગ ફી

₹8,500 (inclusive of GST)

BoB offers one of the lowest base interest rates in the entire Indian market starting at just 8.30%. No processing fee for balance transfers makes it the top choice for refinancing your existing home loan from another bank. Government employee special schemes and PMAY linkage are strong advantages for eligible borrowers.

Bank of Baroda કાર લોન

વ્યાજ દર

8.45% - 10.50%

લોન રકમ

Up to 90% On-road

અવધિ

12 - 84 months

પ્રોસેસિંગ ફી

₹1,500 to ₹4,000

BoB offers among the lowest car loan rates in India starting at just 8.45%, often beating even SBI on price. Special concessional rates for women borrowers make it the top choice for female car buyers. No prepayment penalty on floating rate loans adds excellent flexibility.

Bank of Baroda — બરોડા એડવાન્ટેજ

વ્યાજ દર

2.75% - 3.00%

ન્યૂનતમ બેલેન્સ

₹5,000 (Metro) / ₹2,000 (Rural)

શ્રેષ્ઠ

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