Kotak Mahindra Bank ક્રેડિટ કાર્ડ, લોન અને બચત ખાતાં 2026

Kotak Mahindra Bank પર્સનલ લોન

વ્યાજ દર

10.99% - 16.00%

લોન રકમ

₹50,000 - ₹50,00,000

અવધિ

12 - 60 months

પ્રોસેસિંગ ફી

Up to 2.50%

Kotak's standout feature is zero pre-closure penalty after just 12 months, giving you real flexibility to pay off early. The ₹50 Lakh maximum loan amount is among the highest available in personal loans. Best for Kotak salary account holders who benefit from faster approval and potentially lower negotiated rates.

Kotak Mahindra Home Loan હોમ લોન

વ્યાજ દર

8.65% - 9.90%

લોન રકમ

Up to ₹5 Crore

અવધિ

Up to 25 years

પ્રોસેસિંગ ફી

0.50% + GST

Kotak's fully paperless digital application process makes it the most convenient option for tech-savvy borrowers today. Instant eligibility check online saves you from unnecessary branch visits and paperwork. No hidden charges and a transparent fee structure build trust, especially important for first-time home buyers.

Kotak Mahindra Bank કાર લોન

વ્યાજ દર

8.75% - 11.00%

લોન રકમ

Up to 90% On-road

અવધિ

12 - 84 months

પ્રોસેસિંગ ફી

₹3,000 to ₹5,000

Kotak's competitive rates starting at 8.75% and a fully digital application process make it a convenient choice. The part-prepayment facility lets you reduce your principal anytime without closing the entire loan. Best for existing Kotak account holders who benefit from faster approvals and better rate negotiations.

Kotak 811 — ડિજિટલ ઝીરો બેલેન્સ

વ્યાજ દર

3.50% - 4.00%

ન્યૂનતમ બેલેન્સ

Zero Balance

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