હોમ લોન

ભારતના ટોચના બેંકોમાંથી હોમ લોન વ્યાજ દરોની સરખામણી કરો

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અસ્વીકરણ: વ્યાજ દરો, લોન રકમ, પ્રોસેસિંગ ફી અને મંજૂરી સંબંધિત બેંક/ધિરાણકર્તાની નીતિઓ, પાત્રતા માપદંડો અને ક્રેડિટ મૂલ્યાંકનને આધીન છે. દર્શાવેલ માહિતી સૂચક છે અને બદલાઈ શકે છે.

SBI Home Loan

SBI Home Loan હોમ લોન

વ્યાજ દર8.40% - 9.65%

લોન રકમUp to ₹10 Crore

અવધિUp to 30 years

પ્રોસેસિંગ ફી0.35% (Min ₹2,000, Max ₹10,000)

LTV (લોન-ટુ-વેલ્યુ)Up to 90% (for loans up to ₹30L)

પાત્રતાપગાર >₹25k/મહિનો, ઉંમર 18-70

✓ No pre-payment penalty on floating rate✓ Special rates for women borrowers (0.05% concession)✓ Balance transfer facility available✓ Pradhan Mantri Awas Yojana (PMAY) subsidy eligible✓ Doorstep service for documentation

HDFC Home Loan

HDFC Home Loan હોમ લોન

વ્યાજ દર8.35% - 9.50%

લોન રકમUp to ₹10 Crore

અવધિUp to 30 years

પ્રોસેસિંગ ફી0.50% or ₹3,000 (whichever is higher)

LTV (લોન-ટુ-વેલ્યુ)Up to 90% (for loans up to ₹30L)

પાત્રતાપગાર >₹10k/મહિનો, ઉંમર 21-65

✓ Approved project financing for faster disbursal✓ Flexible EMI options — step-up & step-down✓ Top-up loan available on existing home loan✓ Online account management & EMI tracking✓ Special rates for HDFC Bank salary account holders

ICICI Home Loan

ICICI Home Loan હોમ લોન

વ્યાજ દર8.40% - 9.75%

લોન રકમUp to ₹5 Crore

અવધિUp to 30 years

પ્રોસેસિંગ ફી0.50% - 1.00% + GST

LTV (લોન-ટુ-વેલ્યુ)Up to 85%

પાત્રતાપગાર >₹25k/મહિનો, ઉંમર 23-60

✓ Instant in-principle approval online✓ Balance transfer with top-up at lower rates✓ Part-prepayment allowed without penalty✓ Special rates for women co-applicants✓ Quick processing within 72 hours for salaried

Axis Bank Home Loan

Axis Bank Home Loan હોમ લોન

વ્યાજ દર8.50% - 9.85%

લોન રકમUp to ₹5 Crore

અવધિUp to 30 years

પ્રોસેસિંગ ફીUp to 1.00% + GST

LTV (લોન-ટુ-વેલ્યુ)Up to 90% (for loans up to ₹30L)

પાત્રતાપગાર >₹25k/મહિનો, ઉંમર 21-60

✓ No pre-closure or part-prepayment charges on floating rate✓ Doorstep document collection service✓ Shubh Aarambh scheme for first-time buyers (lower rates)✓ Property search assistance in select cities✓ Quick disbursal within 48 hours for pre-approved

Kotak Mahindra Home Loan

Kotak Mahindra Home Loan હોમ લોન

વ્યાજ દર8.65% - 9.90%

લોન રકમUp to ₹5 Crore

અવધિUp to 25 years

પ્રોસેસિંગ ફી0.50% + GST

LTV (લોન-ટુ-વેલ્યુ)Up to 85%

પાત્રતાપગાર >₹25k/મહિનો, ઉંમર 21-60

✓ Digital application process — fully paperless✓ Instant eligibility check online✓ Balance transfer facility with top-up✓ No hidden charges or pre-payment penalty✓ Special rates for Kotak salary account customers

Bank of Baroda Home Loan

Bank of Baroda Home Loan હોમ લોન

વ્યાજ દર8.30% - 10.25%

લોન રકમUp to ₹10 Crore

અવધિUp to 30 years

પ્રોસેસિંગ ફી₹8,500 (inclusive of GST)

LTV (લોન-ટુ-વેલ્યુ)Up to 90% (for loans up to ₹30L)

પાત્રતાપગાર >₹20k/મહિનો, ઉંમર 21-65

✓ One of the lowest base interest rates in India✓ No processing fee for balance transfer✓ Government employee special scheme available✓ PMAY subsidy linkage for eligible borrowers✓ Flexible repayment options including step-up EMI

PNB Housing Finance

PNB Housing Finance હોમ લોન

વ્યાજ દર8.50% - 11.00%

લોન રકમUp to ₹5 Crore

અવધિUp to 30 years

પ્રોસેસિંગ ફીUp to 0.50% + GST

LTV (લોન-ટુ-વેલ્યુ)Up to 90% (for loans up to ₹30L)

પાત્રતાપગાર >₹15k/મહિનો, ઉંમર 21-60

✓ Special rates for self-employed via bank statement program✓ Loans for under-construction & ready properties✓ Top-up loan up to ₹50 Lakh✓ Loans available without ITR for certain categories✓ Quick processing for pre-approved builder projects

LIC Housing Finance

LIC Housing Finance હોમ લોન

વ્યાજ દર8.35% - 10.50%

લોન રકમUp to ₹10 Crore

અવધિUp to 30 years

પ્રોસેસિંગ ફી₹10,000 - ₹15,000 + GST

LTV (લોન-ટુ-વેલ્યુ)Up to 90% (for loans up to ₹30L)

પાત્રતાપગાર >₹20k/મહિનો, ઉંમર 21-65

✓ Backed by LIC — India's most trusted insurance brand✓ Lowest EMI options with extended tenure✓ Griha Prakash scheme for plots + construction✓ Part-prepayment up to 25% of principal per year without charges✓ Preferential rates for LIC policy holders

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