IDFC First Bank ક્રેડિટ કાર્ડ, લોન અને બચત ખાતાં 2026

IDFC First Bank પર્સનલ લોન

વ્યાજ દર

10.49% - 21.00%

લોન રકમ

₹1,00,000 - ₹50,00,000

અવધિ

12 - 60 months

પ્રોસેસિંગ ફી

Up to 2.00%

IDFC First leads the market with zero foreclosure charges from day one — a significant advantage if you plan to prepay your loan. The step-up EMI option lets you start with lower payments that increase over time, useful for those expecting salary growth. The wide rate range means your CIBIL score matters a lot here.

IDFC First Bank કાર લોન

વ્યાજ દર

8.75% - 12.00%

લોન રકમ

Up to 100% On-road

અવધિ

12 - 84 months

પ્રોસેસિંગ ફી

₹2,500 to ₹5,000

IDFC First offers 100% on-road financing for select models with zero foreclosure charges from day one. The fully digital application process and doorstep document pickup make it completely hassle-free. Competitive rates starting at 8.75% position it well against the larger established banks.

IDFC First Bank — બચત ખાતું

વ્યાજ દર

4.00% - 7.00%

ન્યૂનતમ બેલેન્સ

₹10,000 / ₹25,000

શ્રેષ્ઠ

સૌથી વધુ માસિક વ્યાજ