Bank Accounts
Top savings and current accounts compared
HDFC Bank
HDFC Bank - Savings Max
High Balance MaintenanceInterest Rate3.00% - 3.50%
Min Balance₹25,000
Best ForHigh Balance Maintenance
✓ Platinum Debit Card with cashback✓ Insurance cover up to ₹1 Crore✓ Free health checkup vouchers✓ Priority service at branches
IDFC First Bank
IDFC First Bank - Savings Account
Highest Monthly InterestInterest Rate4.00% - 7.00%
Min Balance₹10,000 / ₹25,000
Best ForHighest Monthly Interest
✓ Monthly interest credit✓ Zero-fee banking (28+ services)✓ Visa Signature Debit Card✓ Best-in-class mobile app
Kotak 811
Kotak 811 - Digital Zero Balance
Zero Balance & Digital UsersInterest Rate3.50% - 4.00%
Min BalanceZero Balance
Best ForZero Balance & Digital Users
✓ Instant account opening via Video KYC✓ Virtual debit card for online shopping✓ No monthly maintenance charges✓ Scan and pay using UPI
AU Small Finance
AU Small Finance - Royal Savings
High Returns & ServiceInterest Rate3.50% - 7.25%
Min Balance₹25,000
Best ForHigh Returns & Service
✓ Monthly interest payout✓ Unlimited ATM transactions✓ Exclusive lifestyle offers✓ Video banking facility