HDFC Millennia vs SBI SimplyCLICK vs SBI CashBack Card
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Millennia | SBI SimplyCLICK | SBI CashBack Card |
|---|---|---|---|
| Bank | HDFC Bank | SBI | SBI |
| Annual Fee | ₹1,000 + GST | ₹499 + GST | ₹999 + GST |
| Joining Fee | ₹1,000 + GST | ₹499 + GST | ₹999 + GST |
| Rewards | 5% Cashback on Amazon, Flipkart, Swiggy | 10X Reward Points on online partners | 5% Cashback on ALL online spends |
| Best For | Online Shopping | Direct Online Shopping | Pure Cashback |
| Card Type | Cashback | Cashback | Premium Cashback |
| Rating | 4.6 | 4.3 | 4.5 |
HDFC Millennia
Online Shopping
- ✓ 1% cashback on all offline spends
- ✓ 8 complimentary domestic lounge visits per year
- ✓ Welcome benefit of 1000 Cash Points
- ✓ Quarterly milestone rewards of ₹1000
SBI SimplyCLICK
Direct Online Shopping
- ✓ Amazon gift card worth ₹500 on joining
- ✓ 5X Reward Points on other online spends
- ✓ Fee waiver on ₹1,00,000 annual spend
- ✓ Contactless technology enabled
SBI CashBack Card
Pure Cashback
- ✓ 1% cashback on offline spends
- ✓ Direct cashback credit to statement
- ✓ No merchant restrictions for 5% cashback
- ✓ Fuel surcharge waiver up to ₹100/month
Our Recommendation
Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.