HDFC Regalia Gold vs HDFC Infinia Metal vs SBI CashBack Card

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldHDFC Infinia MetalSBI CashBack Card
    BankHDFC BankHDFC BankSBI
    Annual Fee₹2,500 + GST₹12,500 + GST₹999 + GST
    Joining Fee₹2,500 + GST₹12,500 + GST₹999 + GST
    Rewards4X reward points on every ₹150 spent5 reward points for every ₹150 spent5% Cashback on ALL online spends
    Best ForTravel & LuxuryUltra High SpendersPure Cashback
    Card TypePremiumSuper PremiumPremium Cashback
    Rating
    4.8
    5
    4.5

    HDFC Regalia Gold

    Travel & Luxury

    • Complimentary Club Marriott membership
    • Complimentary flight tickets on spend milestones
    • 12 domestic & 6 international lounge visits
    • 1% fuel surcharge waiver (₹400-₹5000)

    HDFC Infinia Metal

    Ultra High Spenders

    • Unlimited Airport lounge access globally
    • Global Concierge & Golf privileges
    • Club Marriott membership for 1 year
    • Dedicated Relationship Manager

    SBI CashBack Card

    Pure Cashback

    • 1% cashback on offline spends
    • Direct cashback credit to statement
    • No merchant restrictions for 5% cashback
    • Fuel surcharge waiver up to ₹100/month

    Our Recommendation

    Based on rating and overall value, HDFC Infinia Metal currently ranks highest among your selected cards.