HDFC Regalia Gold vs HDFC Millennia vs HDFC Infinia Metal

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldHDFC MillenniaHDFC Infinia Metal
    BankHDFC BankHDFC BankHDFC Bank
    Annual Fee₹2,500 + GST₹1,000 + GST₹12,500 + GST
    Joining Fee₹2,500 + GST₹1,000 + GST₹12,500 + GST
    Rewards4X reward points on every ₹150 spent5% Cashback on Amazon, Flipkart, Swiggy5 reward points for every ₹150 spent
    Best ForTravel & LuxuryOnline ShoppingUltra High Spenders
    Card TypePremiumCashbackSuper Premium
    Rating
    4.8
    4.6
    5

    HDFC Regalia Gold

    Travel & Luxury

    • Complimentary Club Marriott membership
    • Complimentary flight tickets on spend milestones
    • 12 domestic & 6 international lounge visits
    • 1% fuel surcharge waiver (₹400-₹5000)

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    HDFC Infinia Metal

    Ultra High Spenders

    • Unlimited Airport lounge access globally
    • Global Concierge & Golf privileges
    • Club Marriott membership for 1 year
    • Dedicated Relationship Manager

    Our Recommendation

    Based on rating and overall value, HDFC Infinia Metal currently ranks highest among your selected cards.