HDFC Regalia Gold vs IDFC First WOW vs OneCard Metal

    શ્રેષ્ઠ કાર્ડ પસંદ કરવામાં મદદ માટે સાઇડ-બાય-સાઇડ ક્રેડિટ કાર્ડ સરખામણી.

    ફીચરHDFC Regalia GoldIDFC First WOWOneCard Metal
    બેંકHDFC BankIDFC First BankOneCard (FPL)
    વાર્ષિક ફી₹2,500 + GSTLifetime FreeLifetime Free
    જોડાવાની ફી₹2,500 + GSTNilNil
    રિવોર્ડ્સ4X reward points on every ₹150 spent10X reward points on every spend category5X reward points on top 2 spend categories
    શ્રેષ્ઠTravel & LuxuryAll-Round RewardsTech-Savvy Users
    કાર્ડ પ્રકારPremiumRewardsPremium
    રેટિંગ
    4.8
    4.5
    4.6

    HDFC Regalia Gold

    Travel & Luxury

    • Complimentary Club Marriott membership
    • Complimentary flight tickets on spend milestones
    • 12 domestic & 6 international lounge visits
    • 1% fuel surcharge waiver (₹400-₹5000)

    IDFC First WOW

    All-Round Rewards

    • No annual or joining fee ever
    • 10X reward points on all categories
    • 6 domestic + 2 international lounge visits
    • Never expiring reward points

    OneCard Metal

    Tech-Savvy Users

    • Metal card — no annual fee ever
    • Auto-detects your top spend categories for 5X
    • Real-time spend analytics in app
    • Instant EMI conversion on any purchase

    અમારી ભલામણ

    Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.