HDFC Regalia Gold vs SBI CashBack Card vs Axis Flipkart
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Regalia Gold | SBI CashBack Card | Axis Flipkart |
|---|---|---|---|
| Bank | HDFC Bank | SBI | Axis Bank |
| Annual Fee | ₹2,500 + GST | ₹999 + GST | ₹500 + GST |
| Joining Fee | ₹2,500 + GST | ₹999 + GST | Nil |
| Rewards | 4X reward points on every ₹150 spent | 5% Cashback on ALL online spends | 5% unlimited cashback on Flipkart |
| Best For | Travel & Luxury | Pure Cashback | Flipkart Loyalists |
| Card Type | Premium | Premium Cashback | Cashback |
| Rating | 4.8 | 4.5 | 4.7 |
HDFC Regalia Gold
Travel & Luxury
- ✓ Complimentary Club Marriott membership
- ✓ Complimentary flight tickets on spend milestones
- ✓ 12 domestic & 6 international lounge visits
- ✓ 1% fuel surcharge waiver (₹400-₹5000)
SBI CashBack Card
Pure Cashback
- ✓ 1% cashback on offline spends
- ✓ Direct cashback credit to statement
- ✓ No merchant restrictions for 5% cashback
- ✓ Fuel surcharge waiver up to ₹100/month
Axis Flipkart
Flipkart Loyalists
- ✓ 4% cashback on preferred partners (Swiggy, PVR)
- ✓ 1.5% unlimited cashback on basic spends
- ✓ 4 complimentary lounge visits per year
- ✓ Instant discount offers on big billion days
Our Recommendation
Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards.