HDFC Diners Club Black vs SBI CashBack Card vs AU Zenith+

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Diners Club BlackSBI CashBack CardAU Zenith+
    BankHDFC BankSBIAU Small Finance Bank
    Annual Fee₹10,000 + GST₹999 + GST₹7,999 + GST
    Joining Fee₹10,000 + GST₹999 + GST₹7,999 + GST
    Rewards5X reward points on every ₹150 spent5% Cashback on ALL online spends4.5% value back on select categories
    Best ForTravel & DiningPure CashbackPremium Lifestyle
    Card TypeSuper PremiumPremium CashbackSuper Premium
    Rating
    4.9
    4.5
    4.4

    HDFC Diners Club Black

    Travel & Dining

    • Unlimited domestic & international lounge access
    • 10X rewards on SmartBuy portal
    • Complimentary annual memberships worth ₹10,000+
    • Golf privileges at 200+ courses worldwide

    SBI CashBack Card

    Pure Cashback

    • 1% cashback on offline spends
    • Direct cashback credit to statement
    • No merchant restrictions for 5% cashback
    • Fuel surcharge waiver up to ₹100/month

    AU Zenith+

    Premium Lifestyle

    • Complimentary airport lounge access worldwide
    • Travel insurance up to ₹3 Crore
    • Concierge services 24/7
    • Milestone bonus of ₹10,000 voucher on ₹5L spend

    Our Recommendation

    Based on rating and overall value, HDFC Diners Club Black currently ranks highest among your selected cards.