HDFC Diners Club Black vs SBI ELITE vs AU Zenith+

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Diners Club BlackSBI ELITEAU Zenith+
    BankHDFC BankSBIAU Small Finance Bank
    Annual Fee₹10,000 + GST₹4,999 + GST₹7,999 + GST
    Joining Fee₹10,000 + GST₹4,999 + GST₹7,999 + GST
    Rewards5X reward points on every ₹150 spent2X reward points on dining, movies & grocery4.5% value back on select categories
    Best ForTravel & DiningPremium LifestylePremium Lifestyle
    Card TypeSuper PremiumSuper PremiumSuper Premium
    Rating
    4.9
    4.6
    4.4

    HDFC Diners Club Black

    Travel & Dining

    • Unlimited domestic & international lounge access
    • 10X rewards on SmartBuy portal
    • Complimentary annual memberships worth ₹10,000+
    • Golf privileges at 200+ courses worldwide

    SBI ELITE

    Premium Lifestyle

    • Complimentary Trident Privilege membership
    • Unlimited domestic lounge visits
    • Buy 1 Get 1 on BookMyShow
    • Annual fee reversal on ₹10L spend

    AU Zenith+

    Premium Lifestyle

    • Complimentary airport lounge access worldwide
    • Travel insurance up to ₹3 Crore
    • Concierge services 24/7
    • Milestone bonus of ₹10,000 voucher on ₹5L spend

    Our Recommendation

    Based on rating and overall value, HDFC Diners Club Black currently ranks highest among your selected cards.