HDFC Diners Club Black vs SBI ELITE vs RBL ShopRite

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Diners Club BlackSBI ELITERBL ShopRite
    BankHDFC BankSBIRBL Bank
    Annual Fee₹10,000 + GST₹4,999 + GST₹500 + GST
    Joining Fee₹10,000 + GST₹4,999 + GSTNil
    Rewards5X reward points on every ₹150 spent2X reward points on dining, movies & grocery5% cashback on grocery & supermarket
    Best ForTravel & DiningPremium LifestyleGrocery & Supermarket
    Card TypeSuper PremiumSuper PremiumCashback
    Rating
    4.9
    4.6
    4

    HDFC Diners Club Black

    Travel & Dining

    • Unlimited domestic & international lounge access
    • 10X rewards on SmartBuy portal
    • Complimentary annual memberships worth ₹10,000+
    • Golf privileges at 200+ courses worldwide

    SBI ELITE

    Premium Lifestyle

    • Complimentary Trident Privilege membership
    • Unlimited domestic lounge visits
    • Buy 1 Get 1 on BookMyShow
    • Annual fee reversal on ₹10L spend

    RBL ShopRite

    Grocery & Supermarket

    • 5% cashback on grocery spends (cap ₹200/month)
    • 1% cashback on all other spends
    • Fuel surcharge waiver
    • Easy EMI conversion on large purchases

    Our Recommendation

    Based on rating and overall value, HDFC Diners Club Black currently ranks highest among your selected cards.