HDFC Infinia Metal vs IDFC First WOW vs RBL ShopRite
Side-by-side credit card comparison to help you choose the best one.
| Feature | HDFC Infinia Metal | IDFC First WOW | RBL ShopRite |
|---|---|---|---|
| Bank | HDFC Bank | IDFC First Bank | RBL Bank |
| Annual Fee | ₹12,500 + GST | Lifetime Free | ₹500 + GST |
| Joining Fee | ₹12,500 + GST | Nil | Nil |
| Rewards | 5 reward points for every ₹150 spent | 10X reward points on every spend category | 5% cashback on grocery & supermarket |
| Best For | Ultra High Spenders | All-Round Rewards | Grocery & Supermarket |
| Card Type | Super Premium | Rewards | Cashback |
| Rating | 5 | 4.5 | 4 |
HDFC Infinia Metal
Ultra High Spenders
- ✓ Unlimited Airport lounge access globally
- ✓ Global Concierge & Golf privileges
- ✓ Club Marriott membership for 1 year
- ✓ Dedicated Relationship Manager
IDFC First WOW
All-Round Rewards
- ✓ No annual or joining fee ever
- ✓ 10X reward points on all categories
- ✓ 6 domestic + 2 international lounge visits
- ✓ Never expiring reward points
RBL ShopRite
Grocery & Supermarket
- ✓ 5% cashback on grocery spends (cap ₹200/month)
- ✓ 1% cashback on all other spends
- ✓ Fuel surcharge waiver
- ✓ Easy EMI conversion on large purchases
Our Recommendation
Based on rating and overall value, HDFC Infinia Metal currently ranks highest among your selected cards.