HDFC Infinia Metal vs ICICI Amazon Pay
Side-by-side credit card comparison to help you choose the best one.
HDFC Infinia Metal
Why this card wins: Ultra High Spenders — 5 reward points for every ₹150 spent
| Feature | ||
|---|---|---|
| Bank | HDFC Bank | ICICI Bank |
| Card Type | Super Premium | Cashback |
| Annual Fee | ₹12,500 + GST | Lifetime Free |
| Joining Fee | ₹12,500 + GST | Nil |
| Rewards | 5 reward points for every ₹150 spent | 5% cashback for Amazon Prime members |
| Best For | Ultra High Spenders | Everyday Amazon Spends |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.40% per month (40.80% p.a.) |
| Credit Limit | ₹10,00,000+ | ₹25,000 - ₹3,00,000 |
| Welcome Benefit | 12,500 reward points on card activation | ₹500 Amazon Pay cashback |
| Min Income | Invite only (₹4L+/month) | ₹15,000/month |
| Lounge Access | Unlimited domestic + international (Priority Pass) | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 2.0% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 5 | 4.9 |
| Contactless | ||
| EMI Conversion |
Key Features
HDFC Infinia Metal
Ultra High Spenders
Visa Infinite • Super Premium
- Unlimited Airport lounge access globally
- Global Concierge & Golf privileges
- Club Marriott membership for 1 year
- Dedicated Relationship Manager
ICICI Amazon Pay
Everyday Amazon Spends
Visa • Cashback
- No joining or annual fee ever
- 3% cashback for non-prime members
- 2% cashback on flights, recharges, bills
- 1% cashback on all other payments
Verdict
Based on rating and overall value, HDFC Infinia Metal ranks highest among your selected cards. It excels at Ultra High Spenders and offers 5 reward points for every ₹150 spent.
Frequently asked questions
Which is better: HDFC Infinia Metal or ICICI Amazon Pay?
HDFC Infinia Metal has the higher CardKhoj rating (5/5) and is best for ultra high spenders. ICICI Amazon Pay is the better fit if your priority is everyday amazon spends. The right choice depends on where you spend most.
Which has the lower annual fee: HDFC Infinia Metal and ICICI Amazon Pay?
ICICI Amazon Pay is cheaper to hold at Lifetime Free, compared with ₹12,500 + GST for HDFC Infinia Metal.
Do HDFC Infinia Metal and ICICI Amazon Pay offer airport lounge access?
HDFC Infinia Metal: unlimited domestic + international (priority pass). ICICI Amazon Pay: no complimentary lounge access.
Which card is better for international spending?
HDFC Infinia Metal has the lowest forex markup at 2.0% + GST, which makes it cheaper for travel abroad and foreign-currency shopping.
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