Best Credit Cards, Loans & Savings Accounts in India (2026)
Data-backed shortlists of India's best credit cards, lowest-rate loans and highest-interest savings accounts for 2026 — updated regularly by CardKhoj.
Credit cards
Best Lifetime Free Credit Cards in India (2026) — Zero Annual Fee
The best lifetime free credit cards in India for 2026, compared on rewards, cashback, lounge access and eligibility. No joining fee, no annual fee, ever.
7 picksBest Cashback Credit Cards in India (2026) — Up to 5% Back
Compare the best cashback credit cards in India for 2026 — SBI Cashback, Amazon Pay ICICI, HDFC Millennia, Flipkart Axis and more. Cashback rates, caps and fees explained.
8 picksBest Travel Credit Cards in India (2026) — Lounge Access & Air Miles
The best travel credit cards in India for 2026 ranked by lounge access, forex markup, air-mile value and travel insurance. HDFC Infinia, Axis Magnus, Diners Club Black and more.
8 picksBest First Credit Cards for Beginners in India (2026)
The best credit cards for first-time users in India — low income requirement, low or zero fees and easy approval. Build your CIBIL score safely.
8 picksBest Credit Cards for Online Shopping in India (2026)
Best credit cards for Amazon, Flipkart, Swiggy, Zomato and Myntra in 2026. Compare 5% cashback cards, caps and annual fees.
8 picksBest Premium & Super-Premium Credit Cards in India (2026)
India's best premium credit cards for high spenders — HDFC Infinia, Axis Magnus, Diners Club Black, SC Ultimate and SBI Elite compared on reward value, lounges and fees.
6 picksCredit Cards with the Lowest Forex Markup in India (2026)
Credit cards with the lowest foreign transaction fee in India — save on international travel and foreign-currency online shopping.
6 picksBest Credit Cards for Movie Tickets in India (2026) — Buy 1 Get 1
Credit cards with Buy 1 Get 1 free movie tickets on BookMyShow and other entertainment benefits in India.
4 picksBest RuPay Credit Cards for UPI Payments (2026)
RuPay credit cards you can link to Google Pay, PhonePe and Paytm. Pay with your credit card by scanning any merchant UPI QR code.
3 picksLoans
Lowest Personal Loan Interest Rates in India (2026) — Bank-wise
Compare personal loan interest rates from HDFC, SBI, ICICI, Axis, Kotak, HSBC and more. Starting rates, processing fees, tenure and eligibility for 2026.
14 picksLowest Home Loan Interest Rates in India (2026) — SBI, HDFC, ICICI & More
Compare home loan interest rates from SBI, HDFC, ICICI, Bank of Baroda, Axis, Kotak and LIC Housing Finance. Processing fees, LTV and eligibility for 2026.
8 picksLowest Car Loan Interest Rates in India (2026)
Compare new car loan interest rates from SBI, HDFC, ICICI, Bank of Baroda, Axis, Kotak and more — funding percentage, tenure and processing fee.
10 picksSavings accounts
Highest Interest Savings Accounts in India (2026)
Savings accounts with the highest interest rates in India — AU, IDFC First, Equitas and more. Compare rates, minimum balance and safety.
14 picksBest Zero Balance Savings Accounts in India (2026)
Open a savings account with no minimum balance — Kotak 811, Fi, Jupiter and more compared on interest rate, features and hidden charges.
3 picks