Axis Flipkart vs HDFC Infinia Metal
Side-by-side credit card comparison to help you choose the best one.
HDFC Infinia Metal
Why this card wins: Ultra High Spenders — 5 reward points for every ₹150 spent
| Feature | ||
|---|---|---|
| Bank | Axis Bank | HDFC Bank |
| Card Type | Cashback | Super Premium |
| Annual Fee | ₹500 + GST | ₹12,500 + GST |
| Joining Fee | Nil | ₹12,500 + GST |
| Rewards | 5% unlimited cashback on Flipkart | 5 reward points for every ₹150 spent |
| Best For | Flipkart Loyalists | Ultra High Spenders |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹10,00,000+ |
| Welcome Benefit | None | 12,500 reward points on card activation |
| Min Income | ₹15,000/month | Invite only (₹4L+/month) |
| Lounge Access | 4 domestic per year | Unlimited domestic + international (Priority Pass) |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 2.0% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.7 | 5 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis Flipkart
Flipkart Loyalists
Mastercard • Cashback
- 4% cashback on preferred partners (Swiggy, PVR)
- 1.5% unlimited cashback on basic spends
- 4 complimentary lounge visits per year
- Instant discount offers on big billion days
HDFC Infinia Metal
Ultra High Spenders
Visa Infinite • Super Premium
- Unlimited Airport lounge access globally
- Global Concierge & Golf privileges
- Club Marriott membership for 1 year
- Dedicated Relationship Manager
Verdict
Based on rating and overall value, HDFC Infinia Metal ranks highest among your selected cards. It excels at Ultra High Spenders and offers 5 reward points for every ₹150 spent.
Frequently asked questions
Which is better: Axis Flipkart or HDFC Infinia Metal?
HDFC Infinia Metal has the higher CardKhoj rating (5/5) and is best for ultra high spenders. Axis Flipkart is the better fit if your priority is flipkart loyalists. The right choice depends on where you spend most.
Which has the lower annual fee: Axis Flipkart and HDFC Infinia Metal?
Axis Flipkart is cheaper to hold at ₹500 + GST, compared with ₹12,500 + GST for HDFC Infinia Metal.
Do Axis Flipkart and HDFC Infinia Metal offer airport lounge access?
Axis Flipkart: 4 domestic per year. HDFC Infinia Metal: unlimited domestic + international (priority pass).
Which card is better for international spending?
HDFC Infinia Metal has the lowest forex markup at 2.0% + GST, which makes it cheaper for travel abroad and foreign-currency shopping.
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