HDFC Infinia Metal vs SBI SimplyCLICK vs IDFC First WOW

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Infinia MetalSBI SimplyCLICKIDFC First WOW
    BankHDFC BankSBIIDFC First Bank
    Annual Fee₹12,500 + GST₹499 + GSTLifetime Free
    Joining Fee₹12,500 + GST₹499 + GSTNil
    Rewards5 reward points for every ₹150 spent10X Reward Points on online partners10X reward points on every spend category
    Best ForUltra High SpendersDirect Online ShoppingAll-Round Rewards
    Card TypeSuper PremiumCashbackRewards
    Rating
    5
    4.3
    4.5

    HDFC Infinia Metal

    Ultra High Spenders

    • Unlimited Airport lounge access globally
    • Global Concierge & Golf privileges
    • Club Marriott membership for 1 year
    • Dedicated Relationship Manager

    SBI SimplyCLICK

    Direct Online Shopping

    • Amazon gift card worth ₹500 on joining
    • 5X Reward Points on other online spends
    • Fee waiver on ₹1,00,000 annual spend
    • Contactless technology enabled

    IDFC First WOW

    All-Round Rewards

    • No annual or joining fee ever
    • 10X reward points on all categories
    • 6 domestic + 2 international lounge visits
    • Never expiring reward points

    Our Recommendation

    Based on rating and overall value, HDFC Infinia Metal currently ranks highest among your selected cards.