ICICI Coral vs IDFC First WOW vs AU Zenith+

    Side-by-side credit card comparison to help you choose the best one.

    FeatureICICI CoralIDFC First WOWAU Zenith+
    BankICICI BankIDFC First BankAU Small Finance Bank
    Annual Fee₹500 + GSTLifetime Free₹7,999 + GST
    Joining Fee₹500 + GSTNil₹7,999 + GST
    Rewards2 points per ₹100 on all spends10X reward points on every spend category4.5% value back on select categories
    Best ForFirst Time UsersAll-Round RewardsPremium Lifestyle
    Card TypeEntry LevelRewardsSuper Premium
    Rating
    4.1
    4.5
    4.4

    ICICI Coral

    First Time Users

    • 15% savings on dining bills
    • 1 complimentary domestic lounge visit per quarter
    • Complimentary railway lounge access
    • Milestone reward points system

    IDFC First WOW

    All-Round Rewards

    • No annual or joining fee ever
    • 10X reward points on all categories
    • 6 domestic + 2 international lounge visits
    • Never expiring reward points

    AU Zenith+

    Premium Lifestyle

    • Complimentary airport lounge access worldwide
    • Travel insurance up to ₹3 Crore
    • Concierge services 24/7
    • Milestone bonus of ₹10,000 voucher on ₹5L spend

    Our Recommendation

    Based on rating and overall value, IDFC First WOW currently ranks highest among your selected cards.